{"id":2726,"date":"2021-07-23T01:39:33","date_gmt":"2021-07-22T15:39:33","guid":{"rendered":"https:\/\/wordpress.temp.irap-dev.org\/road-safety-investment-potential-showcased-to-insurers\/"},"modified":"2026-04-30T12:38:11","modified_gmt":"2026-04-30T02:38:11","slug":"road-safety-investment-potential-showcased-to-insurers","status":"publish","type":"post","link":"https:\/\/irap.org\/fr\/road-safety-investment-potential-showcased-to-insurers\/","title":{"rendered":"Le potentiel d&#039;investissement en mati\u00e8re de s\u00e9curit\u00e9 routi\u00e8re pr\u00e9sent\u00e9 aux assureurs"},"content":{"rendered":"<p>Les d\u00e9faillances morales et \u00e9conomiques en mati\u00e8re de s\u00e9curit\u00e9 routi\u00e8re rendent les victimes et le syst\u00e8me de transport vuln\u00e9rables, avec peu d&#039;incitations financi\u00e8res \u00e0 la r\u00e9forme selon iRAP, mais le financement bas\u00e9 sur les r\u00e9sultats est prometteur.<\/p>\n<p>Le v\u00e9ritable co\u00fbt des accidents de la route, les personnes qui le supportent et le potentiel des investissements \u00e0 impact pour sauver des vies ont \u00e9t\u00e9 pr\u00e9sent\u00e9s lors de la Conf\u00e9rence nationale australienne sur la gestion des blessures corporelles et des invalidit\u00e9s (<a href=\"https:\/\/www.pief.com.au\/news\/pief-conference-july-2021\">PIEF2021<\/a>) s&#039;est tenue la semaine derni\u00e8re \u00e0 Brisbane.<\/p>\n<p>Le PDG de iRAP, Rob McInerney, a d\u00e9clar\u00e9 que 450\u00a0000 Australiens seront tu\u00e9s ou bless\u00e9s dans des accidents de la route d\u2019ici \u00e0 2030, \u00e0 moins qu\u2019un m\u00e9canisme de financement durable et ax\u00e9 sur les r\u00e9sultats ne soit mis en place pour financer les interventions en mati\u00e8re de s\u00e9curit\u00e9 routi\u00e8re, en alignant les int\u00e9r\u00eats s\u00e9curitaires, fiscaux et commerciaux.<\/p>\n<p>\u201c Les secteurs de la sant\u00e9 et des assurances supportent le co\u00fbt des accidents de la route, mais les d\u00e9faillances du syst\u00e8me et les solutions pour r\u00e9duire les traumatismes routiers r\u00e9sident dans la conception de nos routes et de nos v\u00e9hicules, ainsi que dans le comportement des usagers. Les autorit\u00e9s routi\u00e8res et l&#039;industrie automobile ne disposent actuellement d&#039;aucun budget sp\u00e9cifique pour les d\u00e9c\u00e8s et les blessures, ce qui les emp\u00eache d&#039;\u00eatre incit\u00e9s \u00e0 financer des interventions et les rend inflexibles. \u00bb.<\/p>\n<p>\u201c Nous sommes aveugles aux cons\u00e9quences des blessures et \u00e0 l\u2019ins\u00e9curit\u00e9 de nos routes. Le manque de responsabilit\u00e9 des parties prenantes est au c\u0153ur des d\u00e9faillances du march\u00e9 de la s\u00e9curit\u00e9 routi\u00e8re et, tragiquement, le co\u00fbt se traduit par des vies perdues et des s\u00e9quelles \u00e0 vie pour les familles australiennes \u201d, a d\u00e9clar\u00e9 M. McInerney.<\/p>\n<p>Dans de nombreux pays, les accidents de la route mobilisent 751 milliards de tonnes de capacit\u00e9s hospitali\u00e8res pour le traitement des traumatismes cr\u00e2niens. Les primes d&#039;assurance et les indemnisations repr\u00e9sentent 1 % du produit int\u00e9rieur brut. L&#039;impact des accidents de la route, mortels ou non, sur les entreprises et les familles peut \u00eatre consid\u00e9rable, certaines blessures invalidantes n\u00e9cessitant jusqu&#039;\u00e0 70 ans de soins.<\/p>\n<p>La source du probl\u00e8me et la solution potentielle r\u00e9sident dans les constructeurs automobiles, les usagers de la route et l&#039;infrastructure routi\u00e8re elle-m\u00eame. Le parc automobile mondial doublera dans les 10 \u00e0 20 prochaines ann\u00e9es et des voitures class\u00e9es z\u00e9ro \u00e9toile sont toujours vendues. Le comportement des usagers de la route, notamment en mati\u00e8re de vitesse, de conduite sous l&#039;influence de l&#039;alcool ou de stup\u00e9fiants, de fatigue, de port de la ceinture de s\u00e9curit\u00e9 et de distraction, doit encore \u00eatre am\u00e9lior\u00e9. Plus de 40 % des routes dans le monde pr\u00e9sentent un niveau de s\u00e9curit\u00e9 insuffisant (1 ou 2 \u00e9toiles), malgr\u00e9 l&#039;existence de solutions \u00e0 fort retour sur investissement.<\/p>\n<p>\u201c Nous devons r\u00e9unir ces \u00e9l\u00e9ments pour financer des interventions en mati\u00e8re de s\u00e9curit\u00e9 routi\u00e8re qui peuvent contribuer \u00e0 \u00e9viter les co\u00fbts li\u00e9s aux traumatismes routiers \u201d, a-t-il d\u00e9clar\u00e9, \u201c et des \u00e9tudes de cas mondiales sur le financement ax\u00e9 sur les r\u00e9sultats et les partenariats public-priv\u00e9 d\u00e9montrent leur potentiel. \u201d<\/p>\n<p>\u00c9tudes de cas r\u00e9ussies du Br\u00e9sil et de la Commission des accidents de transport (TAC) iRAP <a href=\"https:\/\/www.tac.vic.gov.au\/road-safety\/statistics\/online-crash-database\/irap-road-injury-dashboard\">Tableau de bord des blessures routi\u00e8res<\/a> Des donn\u00e9es ont \u00e9t\u00e9 pr\u00e9sent\u00e9es. Le tableau de bord, aliment\u00e9 par les donn\u00e9es d&#039;assurance de l&#039;\u00c9tat de Victoria, offre un \u00e9clairage unique sur les types de blessures et d&#039;accidents, ainsi que sur le co\u00fbt total des indemnisations li\u00e9es aux traumatismes routiers dans cet \u00c9tat, permettant ainsi d&#039;\u00e9valuer les co\u00fbts r\u00e9els et de d\u00e9terminer les actions n\u00e9cessaires. Ces donn\u00e9es ont d\u00e9j\u00e0 permis de d\u00e9montrer le nombre de l\u00e9sions c\u00e9r\u00e9brales, de l\u00e9sions m\u00e9dullaires et de fractures des membres qui pourraient \u00eatre \u00e9vit\u00e9es, et d&#039;identifier les secteurs du syst\u00e8me de sant\u00e9 o\u00f9 ces co\u00fbts seraient r\u00e9duits gr\u00e2ce \u00e0 l&#039;am\u00e9lioration de l&#039;\u00e9tat des routes \u00e0 une norme de trois \u00e9toiles ou sup\u00e9rieure dans tout l&#039;\u00c9tat.<\/p>\n<p>Ces connaissances sont d\u00e9sormais \u00e9galement disponibles en tant que ressource mondiale via iRAP. <a href=\"https:\/\/www.vaccinesforroads.org\/human-impact\/\">Vaccins pour les routes<\/a> Cette initiative, qui utilise ces donn\u00e9es, alimente les activit\u00e9s d&#039;investissement \u00e0 impact \u00e0 l&#039;\u00e9chelle mondiale dans le cadre du projet du Groupe de la Banque mondiale, du iRAP et du groupe d&#039;experts de haut niveau de la FIA visant \u00e0 d\u00e9velopper des obligations de s\u00e9curit\u00e9 routi\u00e8re et \u00e0 tirer parti des opportunit\u00e9s li\u00e9es \u00e0 l&#039;investissement priv\u00e9 dans la s\u00e9curit\u00e9 routi\u00e8re dans les pays en d\u00e9veloppement.<\/p>\n<p>\u201c\u00a0\u00c0 terme, une meilleure s\u00e9curit\u00e9 routi\u00e8re permettra de sauver des vies, de faire des \u00e9conomies et de cr\u00e9er des emplois\u00a0\u201d, a-t-il d\u00e9clar\u00e9. \u201c\u00a0C\u2019est une situation gagnant-gagnant-gagnant que nous avons le devoir de promouvoir.\u00a0\u201d<\/p>\n<p>La Conf\u00e9rence nationale sur la gestion des pr\u00e9judices corporels et des invalidit\u00e9s s&#039;est tenue virtuellement les 13 et 14 juillet sur le th\u00e8me \u2019\u00a0Se connecter, d\u00e9couvrir, \u00e9voluer\u00a0\u00bb. Elle a mis en lumi\u00e8re des initiatives ayant obtenu des r\u00e9sultats exceptionnels et des pratiques exemplaires dans les domaines des accidents de la route (responsabilit\u00e9 civile obligatoire), des accidents du travail, de l&#039;invalidit\u00e9 et de l&#039;assurance-vie.<\/p>\n<p>Pour t\u00e9l\u00e9charger une copie de la pr\u00e9sentation, cliquez, <a href=\"https:\/\/seafile.irap.org\/f\/980751c85bba48b2b034\/?dl=1\">ici<\/a>.<\/p>\n<p>Pour plus d&#039;informations sur l&#039;investissement \u00e0 impact dans la s\u00e9curit\u00e9 routi\u00e8re, cliquez ici. <a href=\"https:\/\/irap.org\/fr\/project\/innovation-social-impact-investment\/\">ici<\/a>.<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/irap.org\/wp-content\/uploads\/2021\/07\/PIEF-pres-1.png\" alt=\"PIEF pres 1\" \/><img decoding=\"async\" src=\"https:\/\/irap.org\/wp-content\/uploads\/2021\/07\/PIEF-pres-2.png\" alt=\"PIEF pres 2\" \/><\/p>","protected":false},"excerpt":{"rendered":"<p>Moral and market failure in road safety is leaving victims and the transport system vulnerable with few financial incentives for reform according to iRAP, yet results-based financing holds promise. The true cost of road crashes, who bears them and the potential for impact investment to save lives were presented at the Australian Personal Injury and [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":2727,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[28],"tags":[332,45,354,355],"class_list":["post-2726","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-global-news","tag-business-case","tag-impact-investment","tag-insurance","tag-pief"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.8 (Yoast SEO v28.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Road safety investment potential showcased to insurers - iRAP<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/irap.org\/fr\/road-safety-investment-potential-showcased-to-insurers\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Road safety investment potential showcased to insurers\" \/>\n<meta property=\"og:description\" content=\"Moral and market failure in road safety is leaving victims and the transport system vulnerable with few financial incentives for reform according to iRAP, yet results-based financing holds promise. 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