{"id":2726,"date":"2021-07-23T01:39:33","date_gmt":"2021-07-22T15:39:33","guid":{"rendered":"https:\/\/wordpress.temp.irap-dev.org\/road-safety-investment-potential-showcased-to-insurers\/"},"modified":"2026-04-30T12:38:11","modified_gmt":"2026-04-30T02:38:11","slug":"road-safety-investment-potential-showcased-to-insurers","status":"publish","type":"post","link":"https:\/\/irap.org\/es\/road-safety-investment-potential-showcased-to-insurers\/","title":{"rendered":"Se muestra a las aseguradoras el potencial de inversi\u00f3n en seguridad vial."},"content":{"rendered":"<p>Seg\u00fan el plan iRAP, los fallos morales y de mercado en materia de seguridad vial est\u00e1n dejando a las v\u00edctimas y al sistema de transporte vulnerables, con pocos incentivos financieros para la reforma; sin embargo, la financiaci\u00f3n basada en resultados resulta prometedora.<\/p>\n<p>El verdadero coste de los accidentes de tr\u00e1fico, qui\u00e9n los sufre y el potencial de la inversi\u00f3n de impacto para salvar vidas se presentaron en la Conferencia Nacional Australiana sobre Gesti\u00f3n de Lesiones Personales y Discapacidad (<a href=\"https:\/\/www.pief.com.au\/news\/pief-conference-july-2021\">PIEF2021<\/a>) celebrada la semana pasada en Brisbane.<\/p>\n<p>El director ejecutivo de iRAP, Rob McInerney, afirm\u00f3 que 450.000 australianos morir\u00e1n o resultar\u00e1n heridos en accidentes de tr\u00e1fico entre ahora y 2030, a menos que se dise\u00f1e un mecanismo de financiaci\u00f3n sostenible basado en resultados para financiar las intervenciones de seguridad vial, que armonice los intereses de seguridad, fiscales y comerciales.<\/p>\n<p>\u201cLos sectores de la salud y los seguros asumen el costo de los accidentes de tr\u00e1nsito, pero las fallas del sistema y las soluciones para reducir los traumatismos viales radican en el dise\u00f1o de nuestras carreteras y veh\u00edculos, as\u00ed como en el comportamiento de los usuarios de la v\u00eda. Actualmente, ni la autoridad vial ni la industria automotriz cuentan con un presupuesto para muertes y lesiones, lo que elimina los incentivos y la rendici\u00f3n de cuentas para financiar intervenciones.<\/p>\n<p>\u201cHacemos caso omiso del impacto de las lesiones y de lo inseguras que son nuestras carreteras. La falta de responsabilidad de las partes interesadas es la ra\u00edz del fracaso del mercado de la seguridad vial y, tr\u00e1gicamente, el costo se traduce en vidas perdidas y lesiones permanentes para las familias australianas\u201d, declar\u00f3 el Sr. McInerney.<\/p>\n<p>En muchos pa\u00edses, los accidentes de tr\u00e1fico consumen 751 TP8T de la capacidad hospitalaria para el tratamiento de traumatismos craneoencef\u00e1licos. Las primas y las indemnizaciones de los seguros representan el 1 % del Producto Interno Bruto. El impacto de las muertes y lesiones por accidentes de tr\u00e1fico en las empresas y las familias puede ser grave, y las lesiones que cambian la vida pueden requerir hasta 70 a\u00f1os de atenci\u00f3n m\u00e9dica.<\/p>\n<p>La ra\u00edz del problema y la posible soluci\u00f3n residen en los fabricantes de veh\u00edculos, los usuarios de la v\u00eda y la propia infraestructura vial. El parque automotor mundial se duplicar\u00e1 en los pr\u00f3ximos 10 a 20 a\u00f1os, y a\u00fan se venden veh\u00edculos con calificaci\u00f3n de seguridad cero. El comportamiento de los usuarios de la v\u00eda en cuanto a velocidad, conducci\u00f3n bajo los efectos del alcohol y las drogas, fatiga, uso del cintur\u00f3n de seguridad y distracciones sigue requiriendo mejoras. M\u00e1s del 40 % de las carreteras a nivel mundial presentan una calificaci\u00f3n insegura de 1 o 2 estrellas, a pesar de la existencia de soluciones con alta rentabilidad.<\/p>\n<p>\u201cNecesitamos aunar estos elementos para financiar intervenciones de seguridad vial que puedan ayudar a evitar los costes de los accidentes de tr\u00e1fico\u201d, dijo, \u201cy los estudios de casos globales de financiaci\u00f3n basada en resultados y asociaciones p\u00fablico-privadas est\u00e1n demostrando su potencial\u201d.\u201d<\/p>\n<p>Casos de \u00e9xito de Brasil y la Comisi\u00f3n de Accidentes de Transporte (TAC) iRAP <a href=\"https:\/\/www.tac.vic.gov.au\/road-safety\/statistics\/online-crash-database\/irap-road-injury-dashboard\">Panel de control de lesiones por accidentes de tr\u00e1fico<\/a> Se presentaron los datos. El panel de control, basado en informaci\u00f3n de seguros de Victoria, ofrece informaci\u00f3n valiosa sobre los tipos de lesiones y accidentes, as\u00ed como sobre el costo total de las reclamaciones relacionadas con los traumatismos viales en Victoria, para determinar el costo real y las medidas necesarias. Estos datos ya se han utilizado para demostrar cu\u00e1ntas lesiones cerebrales, lesiones medulares y fracturas de extremidades se pueden prevenir y en qu\u00e9 \u00e1reas del sistema de salud se reducen esos costos al elevar la calidad de las carreteras a un nivel de 3 estrellas o superior en todo el estado.<\/p>\n<p>El conocimiento ahora tambi\u00e9n est\u00e1 disponible como un recurso global a trav\u00e9s de iRAP. <a href=\"https:\/\/www.vaccinesforroads.org\/human-impact\/\">Vacunas para carreteras<\/a> Esta iniciativa, basada en datos, sirve de base para las actividades de inversi\u00f3n de impacto a nivel mundial, en el marco del proyecto del Grupo del Banco Mundial, iRAP y el panel de alto nivel de la FIA, cuyo objetivo es desarrollar bonos de seguridad vial y aprovechar las oportunidades asociadas a la inversi\u00f3n privada en seguridad vial en los pa\u00edses en desarrollo.<\/p>\n<p>\u201cEn definitiva, mejorar la seguridad vial salvar\u00e1 vidas, ahorrar\u00e1 dinero y crear\u00e1 empleos\u201d, afirm\u00f3. \u201cEs una situaci\u00f3n beneficiosa para todos, y tenemos la responsabilidad de fomentarla\u201d.\u201d<\/p>\n<p>La Conferencia Nacional sobre Gesti\u00f3n de Lesiones Personales e Incapacidad se celebr\u00f3 virtualmente del 13 al 14 de julio bajo el lema \u2019Conectar, Descubrir, Evolucionar\u00bb. En ella se presentaron iniciativas que han logrado resultados excepcionales y las mejores pr\u00e1cticas del sector en los \u00e1mbitos de los accidentes de tr\u00e1fico (responsabilidad civil obligatoria), la indemnizaci\u00f3n laboral, la discapacidad y los seguros de vida.<\/p>\n<p>Para descargar una copia de la presentaci\u00f3n, haga clic aqu\u00ed., <a href=\"https:\/\/seafile.irap.org\/f\/980751c85bba48b2b034\/?dl=1\">aqu\u00ed<\/a>.<\/p>\n<p>Para obtener m\u00e1s informaci\u00f3n sobre la inversi\u00f3n de impacto en seguridad vial, haga clic aqu\u00ed. <a href=\"https:\/\/irap.org\/es\/project\/innovation-social-impact-investment\/\">aqu\u00ed<\/a>.<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/irap.org\/wp-content\/uploads\/2021\/07\/PIEF-pres-1.png\" alt=\"PIEF pres 1\" \/><img decoding=\"async\" src=\"https:\/\/irap.org\/wp-content\/uploads\/2021\/07\/PIEF-pres-2.png\" alt=\"PIEF pres 2\" \/><\/p>","protected":false},"excerpt":{"rendered":"<p>Moral and market failure in road safety is leaving victims and the transport system vulnerable with few financial incentives for reform according to iRAP, yet results-based financing holds promise. The true cost of road crashes, who bears them and the potential for impact investment to save lives were presented at the Australian Personal Injury and [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":2727,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[28],"tags":[332,45,354,355],"class_list":["post-2726","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-global-news","tag-business-case","tag-impact-investment","tag-insurance","tag-pief"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.8 (Yoast SEO v28.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Road safety investment potential showcased to insurers - iRAP<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/irap.org\/es\/road-safety-investment-potential-showcased-to-insurers\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Road safety investment potential showcased to insurers\" \/>\n<meta property=\"og:description\" content=\"Moral and market failure in road safety is leaving victims and the transport system vulnerable with few financial incentives for reform according to iRAP, yet results-based financing holds promise. 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